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. Disclaimers Nemesis Financial Nemesis Update: June 2012 Eating Out Total
Financial Nemesis Update: June 2012 Eating Out Total
Personal Finance - Nemesis
Written by Dave Hilton   


Photo by yaybiscuits123

 

To my American readers- I hope you had a wonderful 4th of July yesterday! To all of my non-US readers- I hope your week has been a good one so far!

 

It's time again for another Financial Nemesis update. And it appears my concerns from last month were definitely warranted. In fact, after reading last month's post, my wife made a comment that she needed to try harder to get me to spend more money eating out. Well, she succeeded. Apparently, I'm a bigger financial pushover than I thought. We spent way more than $450 again this month. From June 1st through June 30th, my family spent a total of $575.97 going out to eat! Here's the breakdown:

 


 

This entire experiment of monitoring our spending each month is as frustrating as going on a diet. Only the Yo-Yo effect on our spending seems to be worse than weight gain (although I'm sure all this eating out isn't good for my waistline, either)! We'll do good one month and horrible the next. Probably no surprise to the physically fit- my health is starting to deteriorate. I haven't talked much about it on here, because I'm not sure yet what's wrong. Scheduled for tests in the next couple of weeks. All I can do is wait.

 

It's not really a matter of will power, but a matter of motivation. I work weird hours and when I get home I want to continue improving and building this blog. Using two hours each day to prepare and cook a healthy meal just pisses me off. My wife does the majority (I'd say 95%) of the household chores already, so why should she have to cook, too? Just eating in general is an annoying inconvenience. I don't stuff myself like you might assume a fat guy to do. It's the opposite. My doctor says I don't eat enough. Go figure. It's a situation where I don't want to eat, but I know I have to eat. But when I do eat, it's usually crap. Why? Because crap is easy. It's in bountiful supply and it's cheap. It's convenient. But I'm not eating enough, so my body thinks it needs to stay in some kind of starvation mode (even though I have PLENTY of reserves to last a long, long time).

 

I am not in a good place right now when it comes to my health. I don't blame anyone else but me for it, either. I'm just angry. Just like debt- it's not like it happened over night. I got this way one bite at a time. People get into debt one charge at a time.

 

I managed to survive my trip through the Debt Black Hole. But these health issues, caused by years of bad eating choices, are a totally different monster to deal with. If I don't do something...and soon...I don't think I'll survive this fight. My family thinks I'm being dramatic. I think I'm killing myself with food.

 

I've had a few Personal Finance bloggers offer to assist me with some of my weight issues. I appreciate that more than you know. But until I find out what is causing these issues- I'm in limbo. After that...I might have to take them up on their offer!

 

 

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Comments 

 
# jefferson 2012-07-05 13:58
dave, i hear you about not being in a good place.. whenever my work schedule gets crazy, and i start to get stressed, my diet tends to slip and the pounds add up quickly.

i am trying once again to get back down to a decent weight, and trying some new motivational techniques.. hopefully this time will stick
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# Dave Hilton 2012-07-05 14:53
I just read your post (made a comment, too).

What they say about multitasking is very true for me. If I let my focus falter from health matters for any period of time, I suffer for it.

I get so wrapped up in the "new" project or thing that I default back to bad habits. I don't realize it until it's gone on for a while either.
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# TB at BlueCollarWorkman 2012-07-05 14:29
I hear ya man, it's TOUGH to fix spending and all that. Luckily for me, my wife handles our money and she's a tough one. SHe tells me what/when I can spend and I do. End of story. It helps me out a lot. We almost never go out to eat because of the cost. Maybe you could make a system where there is no gray area, you just DO. LIke when you got an allowance when you were a kid, there was no negotiating or 'slipping up', you only had what you had. Period. Woudl something like that help?
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# Dave Hilton 2012-07-05 14:57
As the person who pays the bills and has access to all accounts, something like that would probably work.

I could just move all the "extra" money we keep spending on eating out to a different account to keep our grubby little hands (and stomachs) away from it.

Then, it's not an issue of willpower...the money's just not there for it anymore.

Great suggestion!

Wonder how much flack I'll get from my wife & kids if that happened? Would I cave to restore peace? Hmmm...
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# Michelle 2012-07-08 02:11
Going out to eat definitely eats up a lot of our budget also. It's just so hard to say no!
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I encourage constructive criticism and conversation, but if you're going to act like a stuck-up, half-witted, scruffy-looking nerf-herder- I'll be forced to banish you into the 8th Dimension (and I understand the Red Lectroids from Planet 10 are not very friendly)! Have FUN!



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