Today is a special day on the Debt Black Hole! This is the FIRST TIME I've hosted a carnival. According to the TotallyMoney Blog- this is the 64th TotallyMoney Blog Carnival and I've dubbed it- THE BIG BANG THEORY BIRTHDAYS EDITION. Why? Because two actors from one of my favorite Geeky TV Shows- Johnny Galecki (Leonard Hofstadter) and Kunal Nayyar (Rajesh Ramayan "Raj" Koothrappali) celebrate birthdays today. Johnny turns 37 and Kunal turns 31. Happy Birthday, guys!!!
Although, I could probably write an entire post about how much money it seems they spend on comic books, action figures, video games and other geeky gadgets on the show each week or bore you with social commentary about how much "fictional" student debt both of these PhD'd characters probably have- this post isn't about me...it's about all the fantastic financial formulations shared by other Personal Finance Bloggers over the last couple of weeks. So embrace your inner financial geek and enjoy this week's submissions:
MY EDITOR'S PICKS
Evan presents There Are No Money Rules posted at My Journey to Millions. Just like the Star Trek vs Star Wars debate- you're always going to find people who disagree with you on what's "best". Most financial rules are generalizations. Not every "rule" applies in every situation. Evan offers a nice look at a few rules that may not fit every situation.
Aloysa presents Who I Have Not Become posted at My Broken Coin. The fact that Aloysa grew up in the USSR and thought about joining the KGB when she was kid was enough to make me choose this one. I love cultural insights like this!
Drew presents Is someone getting the best of you? posted at Objective Wealth. The Ayn Rand quotes certainly got my attention. Now, if only more people would embrace her "selfishness is a virtue" idea...
Jeremy presents Thank You For Irresponsible Credit Card Usage posted at Modest Money. A great article about how responsible credit card users actually benefit from other people's misery and financial mistakes. I'm all for it! Then again...I'm evil like that.
OTHER PERSONAL FINANCE AWESOMENESS
Jeremiah Brown presents How To Get More For Your Money posted at Finance Yoga.
Shawanda Greene presents Are Reality Television Stars Paid Too Much? posted at You Have More Than You Think.
Stephen Vanderpool presents NerdWallet’s Best Rewards Credit Card Roundup, Spring 2012 Edition posted at NerdWallet.
Dave presents What's The BEST Financial Advice I Can Give? posted at Financial Conflict Coach.
Mr. Money presents What Are You Doing to Make Your Money Dreams a Reality? posted at Smart on Money.
Lazy Man presents SpringCoin Helps You Budget Away Your Debt? posted at Lazy Man and Money.
Ashley Lennon presents How to Save Money on Work Lunches - Skint Style posted at Skint in the City.
Little House presents Ways to Pay Down Credit Card Debt posted at Little House in the Valley.
Jason presents Five Signs You Don't Need That posted at Live Real, Now.
Linsey presents What Every Small Biz Owner Should Know about Social Media Security posted at 1099 Mom.
Andy Hough presents My Bankruptcy Story posted at Investorz Blog.
Sean presents What Is the Best Day to Buy Specific Items posted at One Smart Dollar.
MMD presents Before Retirement, Eliminate Your Biggest Expense posted at MyMoneyDesign.
TRL presents Why I am Investing in Real Estate posted at The Retired Landlord.
MR presents Fixing Your Garage Door Opener By DIY posted at Money Reasons.
Princess P presents Smart, Savvy, And On A Budget posted at Portfolio Princess.
Maria presents Regulate the people, not the banks! posted at The Money Principle.
Daniel presents The Finances of Addiction posted at Sweating the Big Stuff.
Kyle presents How to Make $500/week Cleaning out Foreclosures posted at The Penny Hoarder.
YFS presents The Benefits of Giving to Charitable Institutions posted at Your Finances Simplified.
Daisy presents Vancouver Personal Finance posted at Add Vodka.
101 Centavos presents To Peak Oil or Not To Peak Oil? posted at 101 Centavos.
Shaun presents Should Families Pay Off All Their Loans: No, Debt is Not Bad and It is Not Always Riskier than Cash posted at Smart Family Finance.
Corey presents The Basics of Permanent Life Insurance posted at 20s Finances.
Wayne presents 5 Tips to Save Money on Your Grocery Bill posted at Young Family Finance.
PITR presents Risky Investments - High Return posted at Passive Income To Retire.
Jester presents Saving Money By Doing Small Repairs Yourself posted at The Ultimate Juggle.
Kanwal presents Is it Good When Companies Buy Back Their Own Shares? posted at Simply Investing.
Jen presents How Much House Do You Really Need? posted at Master the Art of Saving.
Jason presents Where to Save Your Retirement Investing Contributions posted at Work Save Live.
Sustainable PF presents Green Tip #240 - Rain Barrel posted at Sustainable Personal Finance.
FG presents Cars Are the Mass-Transit Solution of the Future posted at Financial God.
SFB presents How does a Letter of Credit Differ from a Bank Guarantee? posted at Simple Finance Blog.
Christopher presents Your grandfather used to do it why not you… posted at This That and The MBA.
Crystal presents Build a Home Series - Floor Plan and The Lot posted at Budgeting in the Fun Stuff.
Tushar presents The Average Returns to Expect on Mutual Funds posted at Start Investing Money.
Eddie presents 10 Signs You Need Help With Money posted at Finance Fox.
Suba presents Our House On The Market: Month Two posted at Broke Professionals.
Hank presents Only Certain Home Improvement Projects Will Pay You Back posted at Money Q&A.
Don presents Revisiting The Buffett Rule posted at MoneySmartGuides.
Big Bang Theory "Leonard" Bobblehead- Entertainment Earth (Affiliate Link)
Kevin presents It's All About Creating Income posted at Thousandaire.
Debt Guru presents Is the Cash Method Helpful? posted at Debt Free Blog.
PPlan presents Top 5 Mortgage Mistakes posted at Provident Plan.
John presents Pay Off Debt Before Investing: Rule 9 posted at Married with Debt.
Amanda L Grossman presents Environmental Reward Program Update posted at Frugal Confessions.
Luke presents Should You Trust Your Financial Advisor? posted at Learn Bonds.
Jeremy Waller presents Top Personal Finance Posts Of The Week - Wal-Mart Bribery Scandal Edition posted at Personal Finance Whiz.
krantcents presents The 3 M's of Success posted at KrantCents.
A Blinkin presents Why Do Banks Sell Mortgages? posted at Funancials.
KT presents Some Smart Ways to Use an Unexpected Windfall posted at Personal Finance Journey.
Jon the Saver presents Southwest Airlines Rapid Rewards Credit Card Review and a 2 Free Flights! posted at Free Money Wisdom.
Steve presents Happy Songkran from Thailand posted at Money Infant.
Jeffrey presents How to Be an Entrepreneur posted at Money Spruce.
Ashley presents How to Spend Less on Gas posted at Money Talks Coaching.
Earth and Money presents Comparison of Foreign ATM Fees Charged by Canadian Banks posted at Earth and Money.
Darrow Kirkpatrick presents My Top Investment Picks for the Future.... posted at Can I Retire Yet?.
Beating Broke presents The $200 Cable Bill - What's In Store for Cable and How to Cut the Costs Now posted at Beating Broke.
Control Your Cash presents Play the Percentages posted at Control Your Cash.
Liana presents Which State's Statute of Limitations Applies? posted at Card Hub.
John presents It's Their Fee Party, and Prepaid Card Issuers Will Charge If They Want To posted at Wallet Blog.
PK presents Optimal Asset Allocation with the Kelly Criterion posted at Don't Quit Your Day Job....
Miss T. presents When Everything You Touch Turns to Dust posted at Prairie Eco Thrifter.
FMF presents Financial Rules that Work and Don't Work posted at Free Money Finance.
Corey presents The Miser’s Guide To Clubbing posted at Bar Whiz Blog.
Matt presents Budgeting for Beginners: How to Get Started posted at Living in Financial Excellence.
Van Beek presents Investing in Gold Stock Vs. Bullion posted at Stock Trend Investing.
Barbara Friedberg presents 58 Habits to Increase Wealth posted at Barbara Friedberg Personal Finance.
Teacher Man presents How to Stand Out in the Scholarship Process posted at My University Money.
Echo presents Pros And Cons Of Waiting To Buy A Home posted at Boomer & Echo.
SB presents How to Start with Managing Personal Finance posted at One Cent at a Time.
Tim presents Value Investing: How to Become an Intelligent Investor posted at Faith and Finance.
Robert presents My Multiple Incomes Expense Report posted at My Multiple Incomes.
SB presents Everbank Review – A Bank Which Pledges Yeild posted at Finance Product Reviews.
Andy presents College and University Tuition Rates Increasing posted at Saving to Invest.
Everything Finance presents So, You Want to Marry Rich? posted at Everything Finance.
Bob presents How to find a job right out of college posted at ChristianPF.
Philip Taylor presents Is it Common for a Credit Report to Have Errors? posted at PT Money Personal Finance.
Melissa presents 10 Things We Don't Have or Buy posted at Mom's Plans.
Mike presents MBNA Smart Cash MasterCard Review posted at Rewards Cards Canada.
Bethy presents I can't afford to pay my credit card bill this month. What should I do? posted at Credit Karma Blog.
Ben Feldman presents What Does APR Mean? posted at ReadyForZero Blog.
Janet presents Hackers Target Credit Reports posted at Credit, Eh.
Steven Zussino presents Costco Membership Benefits posted at Grocery Alerts Canada.
Glen Craig presents Starwood Preferred Guest(R) Credit Card from American Express Review posted at Free From Broke .
Mike Collins presents 7 Really Bizarre Ways People Make Money on Fiverr posted at Wealthy Turtle.
Roger the Amateur Financier presents The Amateur Financier Value Proposition posted at The Amateur Financier.
Adam presents The Reality of Self-Employment posted at Magical Penny.
Squeezer presents Why investing in dividend paying stocks is a smart move. posted at Personal Finance Success.
Just a reminder for my fellow PF bloggers- make sure you submit an article to next week's TotallyMoney Blog Carnival!
That's My Spot! Subscribe To The Debt Black Hole!